A common shortcoming of smaller businesses is psychologically inconsiderate employment and group/workplace arrangement, resulting in poor teamwork, low-productivity, high turnover etc.
If the company cannot afford an organizational psychologist, it should at least train the managers and recruiters to understand the innate traits of their employees and ensure their loyalty, productiveness and retention. I can teach how to identify the types and needs of employees and create the most productive group structures and workplaces based on personal and interpersonal compatibilities.
Occupational Stress is another common issue and financial incentives alone are not enough to deal with it. Stress results from being too far from one's psychological comfort zones for extended periods of time combined with continuous challenges and sometimes a lack of solutions, psychologically considerate incentives and more lenient workflow can improve stress coping.